About rates and policy illustrations for life insurance

Is there a written guarantee that the life insurance coverage is actually available to you exactly as per the product and price illustration/quotation?
Make sure any guarantees which were on the sales illustration are not missing from the life insurance policy contract.
Is the stated premium amount on the policy actually be an illustration or an advertisement or a guaranteed rate?
Get a complete copy of your application and any additional completed forms (every page) before making any payment
Compare the insurance legal documents (policy) to your original application.
Is the life insurance market comparison 'surveys' based only on the initial term premium rate (Premiums may increase)?
Has the agent used "Premium Offset" illustrations which promise a "quick-pay" arrangement where the policy will be "paid-up" early using "policy dividends" (Life insurance policy 'dividends' are usually not guaranteed)?
Has the company used artificial, overly optimistic projections and assumptions of fund growth?
Did the representative provide you with a comprehensive survey of policies offered by different insurance companies which takes into account the cost and net cost in the future (not just the initial or start-up premium)?
Has the life insurance company used compouding dividends to project artificial, overly optimistic of cash values on 'participating' policies?
Compare all sales material, illustrations, computer print-outs, etc. to the policy contract itself.