Are you qualified for a specific type of life insurance?

Has the agent/broker fully qualified before quoting prices? The lowest prices quoted may only be available to a very small percentage of the overall population. Questions he must have asked you before sending you rates:

Present and past tobacco and related drug consumption/abuse
Personal medical history (detailed!!!)
Family medical history of members of your immediate family (father, mother, brothers and sisters)
Life-style information that may include but may not be limited to your occupation, hobbies, income, driving record, financial and credit history, etc.
Blood Pressure, Cholesterol levels and ratios, etc.
Height and Weight
The amount and type of coverage owned and/or being purchased
Past and present travel history and any planned travel